A. Employees’ appreciation of your health plan would increase if they knew…

Out-of-pocket maximum.

A key goal of every health plan is to help pay the enormous medical costs of catastrophic injuries or illnesses.

Unfortunately, most employees do not know that if they had $80,000 or even $800,000 in eligible network expenses in a year, they would not pay more than $3,000 to $5,000, plus co-pays, depending on plan design. Yes, that’s a sizable expense. But most employees would probably say they’d pay $10,000, $30,000 or more. Just ask a few of them.

Your employees deserve to know how well they are protected by the ‘out-of-pocket max’…what should be called ‘your cost protection.’

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